01
MERCHANT RISK
ASSESSMENT
Automates the underwriting review that traditionally takes weeks—iStores merchants are approved the same day.
OLB / AI solutions / Payments AI
THE PAYMENT
LAYER.
Agentic storefronts, retail onboarding, and cross-border logistics all rest on the same foundation: SecurePay, OLB’s PCI-compliant payment gateway—certified by Visa and Mastercard, designed around AI-based fraud detection—with 3D Secure authentication built in.
What “AI-powered” means here
CONCRETE,
NOT COSMETIC.
Payments is where “AI” is easiest to oversell. OLB keeps it specific: automated merchant risk assessment and approval, fraud protection on the transaction, and reconciliation that doesn’t require manual entry.
Certification, partnership, and integration facts on this page are drawn from OLB’s public announcements: the iStores.com AI launch (Jan 22, 2026) and the PayPal global partnership (Feb 17, 2026). PayPal services roll out in phases from Q1 2026—confirm current availability before publication.
The specific version
WHAT THE LAYER
ACTUALLY DOES.
The concrete capabilities of the payment layer across OLB’s AI stack.
MERCHANT RISK
02
FRAUD
PROTECTION
3D Secure authentication plus PayPal’s fraud detection and prevention tools on the transaction.
03
PCI
COMPLIANCE
PCI-compliant transmission and storage of card data, certified by Visa and Mastercard at Levels II and III.
04
GLOBAL
CHECKOUT
A global PayPal partnership adds PayPal Checkout, Venmo, and Pay Later across 200+ markets.
05
CRYPTO &
STABLECOINS
Native cryptocurrency and stablecoin acceptance alongside standard card processing—one integration.
06
BOOKS THAT
KEEP UP
A QuickBooks integration syncs invoicing and payment reconciliation automatically.
One layer, every product
01
NOT JUST
ISTORES
SecurePay is the same gateway underneath OLB’s broader portfolio—about 3,000 merchants and $9 million in gross transactions monthly on SecurePay alone.
02
EVANCE
OLB’s merchant-services arm processes $100M+ in gross transactions monthly, with relationships with three of the top five US processors.
03
OMNISOFT &
SHOPFAST AI
Cloud business management and the ShopFast AI ecommerce platform ride the same rails.
04
CROWDPAY
OLB’s white-label crowdfunding platform shares the same payment infrastructure.
Where it shows up
THE FOUNDATION
UNDERNEATH.
Every AI experience on this site depends on the payment layer working quietly beneath it.
01 / MERCHANT ONBOARDINGAGENTIC
NEARSHORING
AGENTIC
ECOMMERCE
Risk assessment and approval automation power the same-day storefront-to-activation path.
↗02 / CROSS-BORDERNEARSHORING
SETTLEMENT
The same layer proposed to clear settlement and currency conversion across the corridor.
↗
Built underneath
PAYMENTS,
HANDLED.
Talk with OLB about the payment infrastructure your commerce depends on.